Refinance and Equity Take Out Home Appraisals
When you refinance, accuracy matters. We provide independent, professionally supported residential valuations used for refinancing, equity access, debt consolidation, lender switches, and financial planning across the GTA and surrounding areas.
Our appraisals help homeowners unlock equity with confidence and give lenders the clarity they need to move approvals forward.
Refinancing is one of the most effective ways to improve cash flow, reduce monthly payments, or unlock equity for renovations and investments. But everything starts with an accurate, unbiased appraisal.
A refinance appraisal confirms your current market value, your loan to value position, and how much equity is accessible. It also gives lenders the documentation required to approve your refinance, renewal, or equity request.
Advanced Appraisals delivers refinance and equity take out valuations that are independent, standards compliant, and trusted by homeowners, mortgage brokers, lenders, and financial professionals across the GTA and surrounding areas.
Financing depends on clarity. Lenders base decisions on risk, market conditions, and the quality of the valuation in front of them. A strong mortgage appraisal helps:
- Confirm market value for financing
• Support refinance, renewal, or restructuring decisions
• Provide clarity for private lenders and MICs
• Speed up underwriting approval timelines
• Reduce unnecessary back and forth
• Anchor HELOC qualification
• Support equity take outs for renovations, investments, or planning
Every report includes market data, comparable grids, commentary, photos, and an independently prepared estimate of value.
WHY REFINANCE APPRAISALS MATTER
• Current market value estimate
• Comparable sales analysis with commentary
• Review of active and recent listings
• Neighbourhood and market trend analysis
• Property condition evaluation
• Logical explanation of valuation process
• Lender friendly formatting for fast review
• Support for mortgage brokers, lenders, and financial advisors
Each appraisal is structured to move refinance files forward efficiently.
• Mortgage renewal or lender switch
• Accessing equity for home renovations
• Debt consolidation and restructuring
• Securing a lower interest rate
• Funding investment or rental property purchases
• Purchasing a second home or cottage
• Financing business or personal projects
• Combining first and second mortgages
• Equity extraction for long term financial planning
FAQ
Do all lenders require an appraisal for refinancing?
Most lenders require an updated appraisal to verify market value. Some use automated systems, but many still request full appraisals.
Can a strong appraisal help me get a better rate?
Yes. A higher appraised value improves your loan to value ratio and can qualify you for better terms.
How fast can the appraisal be completed?
Most files are completed in two to three business days. Rush service is available depending on scheduling.
Do you provide appraisals for private lenders?
Yes. Private lenders rely heavily on equity based valuations, and we structure our reports accordingly.
Can the appraisal show how much equity is available?
Yes. We include a clear equity overview so you understand your borrowing position.
Do renovations affect value?
Renovations can increase value. We review all upgrades and explain how they influence market behavior.
